Welcome!
Mountain State School of Massage is approved to accept students receiving
assistance through the Workforce Investment Act, administered by the state
employment service; through the United States Veterans Administration; West
Virginia Department of Rehabilitation; and Sallie Mae Student Loans. MSSM also
participates in federally funded Title IV grant and loan programs, such as the
Pell Grant or Stafford Loan, for students that qualify.
At Mountain State School of Massage, our dedication to educational excellence,
innovative curriculum and advanced career training engenders a high degree of
professionalism in our students, faculty and staff. The curriculum in both the
Resident and Weekend Programs provides students with focused, comprehensive and
progressive educational experiences that expand knowledge and develop
proficiency in specialized bodywork techniques. MSSM’s outstanding educational
programs challenge students to attain the required knowledge, skills and
abilities of the dynamic profession of massage therapy, and to strive for higher
levels of self-awareness, compassion and service.
Mountain State School of Massage offers a variety of financial
aid assistance for those who qualify. Prospective students are encouraged to
apply to determine eligibility. Students interested in applying must provide the
required paperwork to be submitted on their behalf.
Available Financial Aid:
Student Loans:
(For additional information, please see Title IV Funding)
Federal Stafford Loans -
featuring variable interest rates and a maximum rate of 8.25%. FSL monies are
obtained through a lending institution such as a bank or credit union. The
federal government pays all the interest on the loan until the student begins
under an establish loan repayment plan, usually beginning six months after
graduation or withdrawal from the program.
Federal PLUS Loans - The Parent PLUS Loan is a federal
loan program with an interest rate up to 9%. Parents may borrow the total cost
of tuition per year less any other financial aid awarded. Standard rate is 9%
and repayment usually begins within 60 days.
Grant Monies:
Pell Grants - These are available to students who apply
and meet eligibility requirements and criteria as determined by the US
Department of Education. Award amounts are based on the students financial
needs.
West Virginia Higher Education Grants: These are
available to WV residents and are based on a students financial needs, academic
performance and grade point average.
Sallie Mae:
http://www.slmfinancial.com
Low interest student loans are available through Sallie Mae Financial
Corporation. There are no stipulations for applying for the loan. Approval
ratings and interest rates are based solely on credit history; the student may
borrow the total tuition cost plus 60%.
Trade Adjustment Assistance
&
Work Force Investment Act:
http://www.wvdo.org/business/training.html
Funding through the Work Force Investment Act is available through West Virginia
Job Services to people out-of-work and wanting to receive new schooling or
training. The money allotted each person is dependent upon county of residence
and each situation.
United States Veterans Administration:
http://www.va.gov/
Funding assistance from the United States Veterans Administration is available
to Armed Services Veterans. The financing and terms are negotiated by the
prospective student and his/her VA representative.
In-House Financing:
The tuition payment plan is broken into monthly payments that include interest;
for the Resident Program interest is set at 8% over a 6 month repayment term;
interest for the Weekend Program plan is dependent upon the number of months
taken to pay tuition (for special circumstances only, students of the Resident
Program can extend their term beyond 6 months, interest will be increased in
these cases).
Title IV Funding:
http://www.fafsa.ed.gov/
Mountain State School of Massage participates in federally funded Title IV
student grant and loan programs for students that qualify.
Subsidized Federal Stafford Loans - featuring variable interest rates and
a maximum rate of 8.25%. FSL monies are obtained through a lending institution
such as a bank or credit union.
- This is a need based loan
- Interest on the loan is paid by the federal government
while you are in school, during your grace period, and during authorized
periods of deferment
- The interest rate is variable but cannot exceed 8.25% The
interest rate is adjusted on July 1st of every year.
- Repayment of principal and interest begins 6 months after
you are no longer enrolled on at least a half-time basis
Unsubsidized Federal Stafford Loans -
- This is not a need based loan
- You are responsible for paying all the interest that
accrues on your loan
- The interest rate is variable but cannot exceed 8.25% The
interest rate is adjusted on July 1st of every year.
- Repayment of principal and interest begins 6 months after
you are no longer enrolled on at least a half-time basis
Federal PLUS Loans - This loan is originated by
Mountain State School of Massage and the US Department of Education for parents
of dependant students. Parents complete the application and must also complete a
Parent Loan Data sheet, The Application will be submitted for a review of the
parents borrows' current credit status. Applicants with an adverse credit
history will be denied. Parents may borrow the total cost of tuition per year
less any other financial aid awarded. Standard rate s 9% and repayment usually
begins within 60 days.
Federal PELL Grant - This program provides the basis of
a financial aid package and can be awarded to full or part time undergraduate
student who meet eligibility requirements. Applicants must complete the free
Application for Federal Student Aid (FAFSA) to determine eligibility.
Contact the Financial Assistance Officer:
faid@mtnstmassage.com to learn more
about financial assistance.
U.S. Department of Education, Office of Postsecondary Education - This site
includes news and information on financial aid.
Federal Trade Commission - Information about consumer protection, economic
issues, etc.
Loan Locator provided by the National Student Loan Clearinghouse (NSLC) - this
site will allow the student to instantly find out who services their loans. It
is a free service of NSLC.
Occupational Outlook Handbook - Search the database for a career and find out
information about that career.
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